Banking Regulation & the Basel Framework
Overview
Banking regulation protects depositors and financial stability. This course explains the Basel framework, capital and liquidity requirements, risk management expectations, supervisory processes and how banks implement and report regulatory requirements.
Who should attend
Bank risk, compliance, finance and regulatory reporting staff, and central bank and supervisory staff.
Training methodology
Interactive presentations, practical exercises, case studies, group discussions, role-plays where relevant, and a personal action plan that participants apply in their own work.
Objectives
By the end of this course, participants will be able to:
- Explain the objectives and structure of banking regulation
- Understand Basel capital requirements
- Understand liquidity and leverage rules
- Describe the supervisory review process
- Plan regulatory compliance and reporting in a bank
Course outline
Day 1Why Banks Are Regulated
- Role of banks
- Financial crises and lessons
- Regulatory architecture
- International standards
- Discussion
Day 2Capital Requirements
- Regulatory capital
- Credit, market and operational risk capital
- Capital buffers
- Capital planning
- Calculation exercise
Day 3Liquidity and Leverage
- Liquidity coverage ratio
- Net stable funding ratio
- Leverage ratio
- Stress testing
- Exercise
Day 4Supervision
- Supervisory review
- Risk-based supervision
- Internal capital adequacy assessment
- Disclosure
- Case study
Day 5Implementation
- Governance and risk management
- Regulatory reporting
- Data requirements
- Upcoming changes
- Action plan
