Fintech: Digital Payments & Innovation
Overview
Fintech is reshaping payments, lending and banking services. This course explains digital payments, mobile wallets, open banking, digital lending and regtech, and how banks, regulators and businesses can respond to and benefit from financial innovation.
Who should attend
Bank and financial institution staff, regulators, fintech entrepreneurs, and finance managers.
Training methodology
Interactive presentations, practical exercises, case studies, group discussions, role-plays where relevant, and a personal action plan that participants apply in their own work.
Objectives
By the end of this course, participants will be able to:
- Understand the fintech landscape and business models
- Explain digital payment systems and wallets
- Understand open banking and digital lending
- Assess fintech risks and regulation
- Plan fintech partnerships and adoption
Course outline
Day 1Fintech Landscape
- Fintech segments
- Business models
- Regional trends
- Incumbents versus challengers
- Discussion
Day 2Digital Payments
- Payment systems
- Mobile wallets
- Instant payments
- Cross-border payments
- Case study
Day 3Open Banking and Lending
- Open banking and APIs
- Digital lending models
- Alternative credit data
- Embedded finance
- Exercise
Day 4Risk and Regulation
- Fintech risks
- Regulatory sandboxes
- Regtech and suptech
- Consumer protection
- Workshop
Day 5Strategy and Partnerships
- Build, buy or partner
- Selecting fintech partners
- Innovation programmes
- Financial inclusion
- Action plan
